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Yes, with the ability to draw out small amounts of cash as needed, you can avoid the risk of traveling with large amounts of cash. Using your ATM card can also be a good way to get cash in foreign countries. The ATM will issue money in local currency. Don't wait until you're out of money to go to an ATM, the machines can run out of money or break down. Call your bank to make sure your PIN number will work in foreign countries. Find out your daily limits and plan ahead. You may need to take out money little by little or ask to have your daily limit increased. Use your ATM card before you go, to make sure it is still good. If you go through many airport security checks, remember that the security scans can demagnetize your cards. You might want to ask for a visual inspection.

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